Actuarial services
Pension services
Redress calculations
Congruent Calculations™
Making sense of complexity
Congruent is an Authorised and Regulated Claims Management Company, providing complaint handling and redress calculation services for individuals and businesses.
About us
Congruent Actuarial & Financial Risk Consultants logo

At your side and on your side

Congruent was established in 2013 by two directors who previously held a variety of senior roles within banking, insurance and consultancy sectors. The company was founded to provide businesses and individuals with specialist high-quality actuarial and financial risk services to assist with financial risk management, financial disputes, pensions administration and redress calculations.

Expertise you can count on

Our team of dedicated and dependable actuarial and financial risk consultants are passionate about delivering a personal and exceptional service to you.  Our services are overseen by two directors with extensive industry experience.

Roger Grenville-Jones - Congruent Consultant

Roger Grenville-Jones

Roger held the senior position of Head of Actuarial Function within a global insurance company and since then has been a consulting actuary for thirty years. He has a wealth of experience in dealing with specialist financial products and is particularly experienced as an expert witness for financial complaints. He has been involved in regulatory programmes for mis-selling for pension optouts, pension transfers, FSAVCs, SERPS, and mortgage endowments including projects for regulators to estimate the number of optouts across the market, investigations of insurance companies to determine the standards of their product selling on the one hand or their carrying out of remedial programmes on the other hand.  He has been an expert witness in an Ombudsman test case in the High Court. 

Roger was appointed by the FCA to provide expert evidentiary analysis on the risk of certain financial products in disciplinary proceedings against a regulated firm. 

He holds an MA in Mathematics from Cambridge University, is a Fellow of the Institute and Faculty of Actuaries and a Member of the Academy of Experts. He has also been a university lecturer in actuarial science and has carried out seminars for actuaries on professional ethics. 

Nasar Zamir - Congruent Consultant

Nasar Zamir

Nasar has held senior positions in institutional sales for several global investment banks.  His career in investment banking also includes positions in risk management, trading and systems development – spanning more than two decades.  He has considerable experience in the modelling of financial products and the risks relating to those products.  He has been involved in remediation programmes in the mis-selling of financial products to retail investors and has attended court as an expert witness for the valuation and risks related to financial transactions. 

Nasar is responsible for development and maintenance of software services and solutions at Congruent. 

He holds a BSc(Hon) in Mathematical Sciences from the University of Bath, an MSc in Actuarial Science from City University (London) and a postgraduate certificate in Corporate Finance from the London Business School.

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